Let’s Talk Gold (and Silver): What You’re Really Getting When You Shop

Not all that glitters is gold—literally. And when you're shopping for jewelry that’s meant to last, the material matters. At Chocolate and Steel, we believe in clarity, not confusion. So we’re here to break it down: what’s the difference between 10kt, 14kt, and 24kt solid gold? What do gold vermeil and gold-filled mean? And what’s so special about sterling silver?

Whether you’re new to meaningful jewelry or building a forever collection, this guide is for you.

Solid Gold: A Quick Breakdown of 10kt, 14kt, and 24kt

When we say “solid gold,” we mean jewelry that’s made from gold—not just coated in it. But there are different purities, and that affects how the piece looks, feels, and lasts.

10kt gold: 41.7% gold. Strong and affordable, but with a paler tone and higher alloy content that might irritate sensitive skin.
14kt gold: 58.3% gold. The sweet spot. It has that soft, warm glow, is durable enough for everyday wear, and works beautifully for fine jewelry.
24kt gold: 100% pure gold. Deep yellow and rich—but too soft for most jewelry.

💛 Care tip: Solid gold won’t tarnish, but a little love goes a long way. Clean it with mild soap and warm water, then dry with a soft cloth.

Gold Vermeil: The Golden Middle Ground

Gold vermeil (pronounced ver-may) gives you the beauty of gold at a more accessible price. It’s not just plated—it’s a thick layer of 14kt gold over sterling silver. No brass or mystery metals. Just real, recycled silver underneath and a thick, luxe coating of gold on top.

Gold vermeil is one of our favorite materials because it’s long-lasting, hypoallergenic, and gives our designs that soft golden finish—especially lovely on engraved or hand-drawn pieces.

🌞 Care tip: To keep your vermeil jewelry glowing, avoid water, lotions, and perfumes. Wipe clean after wearing and store it in a soft pouch.

Gold-Filled: Everyday Golden Glow

14kt gold-filled jewelry is a workhorse—perfect for everyday wear. It’s made by heat-bonding a thick layer of solid gold to a brass core, and it wears like a dream. It won’t flake, peel, or turn green, and it’s safe for sensitive skin.

It’s a favorite for pieces you wear on repeat: hoops, bangles, layering chains—the jewelry that lives with you.

☀️ Care tip: Gold-filled is water-resistant, but to keep the shine strong, take it off before swimming or showering. Clean with a soft cloth and warm water now and then.

At Chocolate and Steel, our chains are almost always 14kt Gold-Filled

Sterling Silver: The Cool Classic That Lasts

We’re big believers in sterling silver—it’s timeless, soulful, and strong. Almost all of our silver jewelry is made from recycled sterling silver because sustainability matters. Sterling is 92.5% pure silver (look for the “.925” stamp), which means it holds up to years of wear, unlike silver-plated jewelry, which is just a thin layer that rubs off.

And unlike stainless steel, which is difficult to repair or resize, sterling silver can be cleaned, polished, and brought back to life again and again. It ages gracefully—just like the people who wear it.

🌙 Care tip: Silver naturally oxidizes over time. A quick polish with a silver cloth brings it right back. Store in an airtight pouch to slow down tarnishing.

So, What’s Best for You?

It all comes down to your life and your style:

✨ Go for 14kt solid gold when you want a forever piece—something you’ll never take off.

🌟 Choose 14kt gold vermeil when you want the look of gold with a lighter footprint and price.

💫 Pick gold-filled for your day-to-day favorites—durable, golden, and affordable.

🌿 Opt for sterling silver for its purity, strength, and timeless cool.

At Chocolate and Steel, we’re committed to crafting jewelry with integrity, beauty, and care—using materials that respect the planet and honor your story. No shortcuts. No mystery metals. Just meaningful jewelry that lasts.

Jewelry That’s Made to Be Worn—and Loved

Here’s how to care for all your pieces:

Keep your jewelry dry when possible.
Take it off before swimming, sweating, or sleeping.
Store in a soft pouch or box to avoid scratches.
Give it a gentle clean after wear—especially gold vermeil and silver.